Emma Servas is an agent for Tupperware and Natasha cosmetics. She is 59 years old and patiently collects her customer’s weekly payments. On other days, she weaves basket for extra income. But she wanted to improve her business and now seeks a loan to use as working capital to carry more stocks. She will bulk buy more product which she is sure can sell, and so boost her takings. Emma will save part of this extra income to tide her over during lean times.