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Christine joy Gelera
Selling fresh fish every day for $12, Christine (24) struggles to cover household costs. So she is raising a loan to buy more fish from her suppliers and, with full hampers every morning, is sure she can serve more customers with this cheap and tasty favourite. Christine knows more stock could double her takings, which will allow her to replace fish sold with fresh supplies.
Grilled fish or meat skewers are a popular snack in all Filipino communities. Adelina sells these bbq foods in her village and her takings are $60 a day. Although her snacks are popular, Adelina does not have enough capital to carry a large stock of ingredients and skewers, so cannot take full advantage of her goodwill. Adelina has requested a loan as working capital for her grilled snack business. She is sure she can boost turnover and, with higher earnings, will be able to provide a better home for her family.
Customers of Teresa’s store have had to go elsewhere recently, because she has run low on stock and her shelves are almost bare. Teresa (59) wants to restore takings so that she can support her family’s daily needs. To get customers back and attract new ones, she will use her loan to resupply her store with standard items such as liquor, cigarettes, canned goods and noodles.Teresa hopes to keep her shelves well stocked so that her store remains a viable business
With five mouths to feed, Mele Toutai supplements her husband’s income by making tutu. This is the inner bark of the paper-mulberry tree that is used to make tapa, the traditional Tongan cloth. It is sun-dried then soaked, before being beaten into the thin pulp that becomes the finished fabric. Mele could increase her output if she had the capital to buy more raw materials. She will use her loan to do this, and hopes to generate enough cash to ensure her children receive the care and education they need. One day Melehopes to build a new house for her family.